Businesses have yet another reason to smile. A UNICRE (Instituição Financeira de Crédito, S.A) has just established a partnership with Instalments now which allows businesses connected to the REDUNIQ network to offer their customers the possibility of paying for their purchases in instalments in their establishments.
Specialists in "buy now, pay later" (buy now, pay later), Parcela Já and UNICRE, allow REDUNIQ businesses to offer their customers, no additional fees or commissionsyou have greater flexibility when it comes to paying for your purchases through the Android payment terminal – REDUNIQ Smart.
In practice, this new advantage for Portuguese businesses, which is already one of the major trends in retail worldwide, will allow customers pay for their purchases in between two and six interest-free monthly instalments without this representing any additional financial burden for economic agents.
How does this new payment instalment solution work?
With no membership or monthly fees, all retailers need to have at their disposal to access this new payment method is the innovative TPA. REDUNIQ Smart which, among other things, allows you to accept contactless payments with card, chip, MB Way, Google Pay and Apple Pay and comes with a set of built-in management apps that help businesses and allow them to be totally mobile and digital.
Through the app Instalments now with UNICRE, available at REDUNIQ SmartAt the time of payment, the customer only has to:
- Present ID card, credit card and mobile phone.
- Choose the option to pay for the purchase in between 2 and 6 monthly instalments (first instalment charged at the time), with the minimum instalment being 20€.
As a result of the partnership with UNICRE, the risk decision is immediate, integrated at the time of payment and totally digital.
What's the biggest advantage?
Businesses can thus increase the average value and frequency of sales, enabling customers to deferred payment in instalments, with a simple contracting process, immediate decision and no interest. In this way, you make it easier for your customers to pay you without incurring default or collection costs.
In a simple and, above all, secure way, the retailer will receive daily payment of the value of approved transactions within 48 hours, minus commissions, and can consult all Parcela Já transactions with UNICRE at REDUNIQ Customer Area.
As part of the announcement of this new partnership, REDUNIQ is launching a campaign for new members with the offer of 6 monthly instalments of REDUNIQ Smart.
