Unlucky, but not: Pay as you go with UNICRE at the car workshop

Bad luck? Bad luck was not being able to count on Instalment plan with UNICRE!

Thanks to the Parcela Já App with UNICRE, your business gains added value without you or your customers having to pay more for it.

With the payment instalmentsBy paying in instalments, your customers can pay for your services in between two and six interest-free monthly instalments, without your business having to go for long days or months without seeing the "colour of money", since, despite being paid in instalments, the payment is paid into your account at the end of the day.

In addition to the flexibility this feature offers your customers, through Parcela Já with UNICRE your bodyshop will see higher-value services increase and guarantee better payment management. All without having to pay any additional fees or commissions.

How to offer payment instalments to your customers with Instalment plan with UNICRE?

Have you had the chance to get to know the innovative REDUNIQ Smart?

No, then come along, it'll be this TPA which offers Portuguese businesses the possibility of accepting payments by PIN or Contactless, Google Pay, Apple Pay, MB WAY and the integration of mobile applications that will be the key to entering the universe. Instalments now with UNICRE.

Among the applications you can install on this terminal is the App Parcela Já com UNICRE, an application that will allow you to offer your customers payment in instalments for their purchases with the guarantee that your business will always make a profit, since you will receive the amount of the payment transactions (less commissions) approved within 48 hours on a daily basis.

The process is simple and quick, as can be seen by "unlucky" António who, out of the blue, saw his car refuse to start.

Antonio's bad luck

After a refreshing shower and a hearty breakfast, António is ready for another day's work in his mini-market.

Everything was going well until he got into his car, turned the key and...nothing! The car won't start.

Once the tow truck has been called, the next time we meet António, he's standing outside the car repair shop where he dropped off his car, doing the maths and wondering how he's going to pay the hefty bill that his car repair has resulted in. 

Fortunately for this unlucky chap, the mechanic has Instalment plan with UNICREThis means that he can pay the workshop in two to six interest-free monthly instalments.

For this to happen, the mechanic and Antonio just have to follow these five steps:

Step 1: the mechanic enters the amount to be paid by António in the Parcela Já com UNICRE application and asks him to select the instalment option he wants (between 2 and 6 monthly instalments) at the POS;

Step 2: the mechanic asks António to select the option "Insert ID card" on the REDUNIQ Smart terminal;

Step 3: Antonio swipes his credit/debit card through the magnetic stripe reader and enters his mobile phone number;

Step 4: after receiving the code by SMS, Antonio must enter the code into the terminal.

Step 5: Once the operation has been approved, the purchase is finalised.

Please note that the first instalment will be charged at the time of purchase (minimum instalment of 20 euros without interest) and only debit or credit cards can pay for purchases in instalments.

Note: if the operation is approved, the business must keep the receipt signed by the customer.

By choosing to pay for the repair of his car in instalments, António avoided a major dent in his budget, while the bodyshop gained points in its relationship with the customer.

After that costly episode, António made a point of using this solution in his own business. This way, he can save the day for other unlucky people like him.

Bad luck? Bad luck was not being able to count on Instalment plan with UNICRE!

Advantages of instalment payments Parcela Já with UNICRE

As well as helping António and his minimarket customers to pay in instalments, Parcela Já with UNICRE has brought the car workshop a number of advantages. These include:

• An increase in higher-value sales, since charging in instalments gives customers greater flexibility when paying for their purchases and services;
• There are no additional fees or commissions for the workshop;
• Simple contracting, as the Parcela Já App is installed on the REDUNIQ Smart POS;
• The customer paid no interest;
• There are no default or collection costs;
• Better payment management, since UNICRE gives mechanics the chance to consult all the instalment operations in the REDUNIQ Client Area.