DCC por contactless no REDUNIQ Smart

With tourism returning to pre-pandemic levels, international transactions are on the rise for businesses in Portugal. For this reason, one of the solutions most sought after by tourists is transactions with Contactless DCC.

Although it is already very common in many destinations around the world, the truth is that in Portugal this technology is still little used by businesses. As a result, there is a decrease in turnover, because by not making this form of payment available, shopkeepers end up losing sales.

What is DCC?

In short, the dynamic currency conversionor Dynamic Currency Conversion (DCC), is a payment option that allows international customers or foreign cardholders to make purchases with the option of paying in the card's home currency or in the local currency.

How does it work?

Through TPAor from the pages of online paymentDCC recognises the currency of origin of the customer's Visa or Mastercard.

If the payment is DCC-readable, the amount to be paid is shown in the customer's home currency and in the local currency, as well as the exchange rate. In the end, the customer decides which currency they prefer to pay in.

Is there DCC Contactless?

Currently contactless technology is one of the main payment methods for many clients, especially international ones. That's why it was necessary to create a DCC Contactless.

In Portugal, REDUNIQ is the only brand to offer contactless payments in its customers' home currency, thus helping various businesses to grow.

How can you include contactless DCC in your business?

In order to allow foreign customers to pay for your business, it's important to have a solution in place. DCC. In this sense, the REDUNIQ Smart is the ideal solution for your business.

In short, REDUNIQ Smart is a solution that allows you to run your entire business on a single terminal. How? Through a TPA Android that, in addition to accepting contactless paymentsIn addition to a range of features such as card, chip, MB WAY, Google Pay and Apple Pay, it also includes a set of management apps that help businesses and allow them to be totally mobile and digital.

What are the advantages of REDUNIQ Smart?

  1. More mobile and digital business, done on a single device;
  2. Greater control of your business through apps with management and invoicing software integrated into your payment terminal;
  3. Possibility of accepting all types of contactless payment, by card, chip, MB WAY, Google Pay and Apple Pay;
  4. It adapts to any business, as it allows apps to be developed according to the needs of each business;
  5. The only terminal with Contactless PIN to accept contactless payments in the customers' home currency (Contactless DCC), via cards, smartphones or wearables.

Tools associated with the REDUNIQ Smart TPA

In addition to all the advantages of this REDUNIQ solution, the REDUNIQ Smart allows traders to access other tools to optimise their business. You therefore have access to the following tools:

1. Contactless payments

As mentioned above, the contactless paymentsThe use of cards, smartphones or wearables is becoming increasingly common, especially among international customers.

As well as being a quicker and more efficient way, with no need to enter the PIN for purchases of up to €50, this technology is very secure for both the customer and the merchant. Why is this? Because there is no need for physical cash, so there is less transmission of diseases or risk of robbery, for example.

2. DCC - Currency conversion with contactless capability

Allow your foreign customers to pay in their home currency, transparently and securely! How do you do it? Through the DCC - Currency conversion. You can also accept contactless payments from customers all over the world with the REDUNIQ Smart terminal.

As if the advantages of accepting payments in other currencies without barriers or complications weren't enough with REDUNIQ, you can also earn additional income for your business! In other words, you receive a commission for every DCC transaction.

Advantages for shopkeepers using DCC - Currency conversion

  • Additional revenue thanks to the financial incentive;
  • There are no changes to the card payment method;
  • Available in REDUNIQ's physical or online solutions;
  • Contactless payments thanks to REDUNIQ Smart.

Advantages for your business customers

  • Option to pay in your home currency;
  • Transparent information about currency conversion;
  • Control spending by knowing the exact amount you're going to spend;
  • Possibility of purchasing with DCC via contactless.