Sorteio de uma viagem aos Jogos Olímpicos com o Unibanco e a Visa
Sorteio de uma viagem aos Jogos Olímpicos com o Unibanco e a Visa
Sorteio de uma viagem aos Jogos Olímpicos com o Unibanco e a Visa
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I'm a business

I'm a buyer

Sell more with instalments

For a simpler day-to-day life, or for bad luck that comes without warning, offer your customers the chance to pay for their purchases in between 2 and 6 interest-free monthly instalments directly at their payment terminal. And the best part? The customer pays in instalments, but your business receives the full amount of the purchase!

More sales

Win new customers and retain existing ones by increasing the average value of sales

Increase sales frequency

Increase the frequency of visits to your physical shop and encourage your customers to buy again

Less risk

Simple contracting process in the Terminal and no default costs

Get started
Parcela Já com UNICRE

Your customers split,
your business multiplies

Join Parcela Já com UNICRE and receive payments at a REDUNIQ Smart terminal, then all your customers have to do is follow the steps:

Choose up to 6 instalments and check the associated monthly fee

Enter your national identity card, followed by your credit or debit card

Authorise the purchase by entering the code received via SMS into the contact details

Measure your sales and
control your business

With the REDUNIQ Customer Area, you can simplify the management of your business by consulting all your transactions, financial documents and other information in a single place. Have your business at your fingertips at any time.

Customer Area
App Store - REDUNIQ
Google Pay - REDUNIQ
Pagamentos Contactless

Well-thought-out deals for unlucky customers

Have you met Mr António? Bad luck knocked on Mr António's door and his car decided not to start.... Fortunately, the garage had Parcela Já com UNICRE to save the day, and António can divide his expenses into several monthly instalments! Happy with the service, he decided to use the solution in his own business.

Too bad your business didn't have an instalment plan with UNICRE!

Learn more stories

Join our network of over 1,000 merchants and save your customers' day by increasing your sales!

FAQ

The minimum number is two instalments and the maximum six.

The minimum amount is €40, since the minimum amount of each instalment is €20, and the maximum is conditioned by the Customer's exposure to this product, up to a maximum of €1,500 in debt at the time.

The Customer may make an instalment purchase with UNICRE at a REDUNIQ Merchant and Store that has contracted this solution with Unicre.

The contract may or may not be approved at the time of purchase, subject to certain validations such as consultation with risk management entities, the customer's debt exposure for this product, whether they have any outstanding instalments, among others.

Yes, the customer signs the slip accepting the terms of the contract, keeping a copy of it in SMS and, if desired, on paper. The signed copy must remain with the Merchant.

Instalments are collected on the days indicated in the payment plan on the customer's receipt.

Regardless of which bank card you use, your statement will show debits labelled "Unicre Parcela Já" (Unicre Instalment Now).

To join, contact us at online form.