Parcela Já com UNICRE
Offer your customers the chance to pay for their purchases in 2 to 6 interest-free monthly instalments directly at your POS and increase your sales in a simple way!
And the best bit? The customer pays in instalments, but your business receives the full purchase price! You only have to pay the service fee.
Application available on the terminal REDUNIQ Smart.
Advantages
Drives higher value sales
Simple hiring process, directly on the TPA
No interest for the customer
No default or collection costs
How does it work?
It's that easy! Join REDUNIQ Smart and Parcela Já with UNICRE and you're ready to start accepting payments in instalments.
All you need to do is enter the amount to be paid by the customer in the Parcela Já com UNICRE application and ask the customer to follow these steps:
- Select the instalment option you want (between 2 and 6 monthly instalments)
- Insert your ID card into the TPA
- Swipe your credit or debit card through the magnetic stripe reader
- Enter your mobile phone number
- Enter the code you receive by SMS
If the operation is approved, you must keep the receipt signed by the customer.
Discover the REDUNIQ Smart payment solution
. REDUNIQ Smart
Android payment terminal, which includes a set of ready-to-use apps, and which also allows you to develop apps according to your business needs.
FAQ
The minimum number is two instalments and the maximum six.
The minimum amount is €40, since the minimum amount of each instalment is €20, and the maximum is conditioned by the Customer's exposure to this product, up to a maximum of €1,500 in debt at the time.
The Customer may make an instalment purchase with UNICRE at a REDUNIQ Merchant and Store that has contracted this solution with Unicre.
The contract may or may not be approved at the time of purchase, subject to certain validations such as consultation with risk management entities, the customer's debt exposure for this product, whether they have any outstanding instalments, among others.
Yes, the customer signs the slip accepting the terms of the contract, keeping a copy of it in SMS and, if desired, on paper. The signed copy must remain with the Merchant.
Instalments are collected on the days indicated in the payment plan on the customer's receipt.
Regardless of which bank card you use, your statement will show debits labelled "Unicre Parcela Já" (Unicre Instalment Now).
To join, contact us at online form.